Hail Damage Lawyers in McAllen Assisting Clients in Recovering For Compensation For Their Insurance Claims
If you have lived in Texas for any amount of time, you know how severe a hailstorm accompanied by extreme wind gusts can be to your home and other structures. Hail has the ability to cause widespread property damage that can cause expensive repairs for property owners.
If the storm does enough damage, it could be considered a natural disaster, and taking the extent of the overall damage into account, the total amount of money that would need to be paid out by the insurance companies would run into hundreds of millions of dollars.
When extensive damage such as this occurs, insurance companies often act in what is known as “bad faith.” This occurs when the insurance company attempts to delay, undervalue, or even deny claims in an effort not to pay the compensation to the policyholder.
The law firm of Flores & Pelaez-Prada, PLLC has vast experience in dealing with the insurance industry and is familiar with the tactics that they may attempt to use to deny your hail damage claim. Reach out to the lawyers at Flores & Pelaez-Prada PLLC by calling 855-STORMS-4 for a free case evaluation. We can review your homeowner’s insurance policy along with your claim and advise you on how to best proceed.
What Are Some of the Most Common Types of Hail Damage That Occurs in Texas?
Hailstorms in the McAllen, Texas, area can be extremely dangerous and can cause significant damage to your property. The issuing damage caused by a hailstorm can differentiate based on several key factors, including wind speed and the overall size of the hail itself.
Sone of the most common types of damage that are sustained from hail is as follows:
Windows, along with home siding, are naturally at risk of large hailstones. The most common types of damage regularly include chips, cracks, and breaks.
Damage to roofs with asphalt shingles normally includes fractures, indentations, or bruises caused by hail over time weakens the overall soundness of the roofing material. Loss of granules or displacement of shingles may eventually lead to leaks that require you to install a completely new roof.
Motor vehicle damage is usually at the top of the list when it comes to the negative effects sustained by a hailstorm. Dents from the hailstones and broken windows are the most common complaints. If at all possible, it is wise to never drive or leave your car outside unprotected during a hailstorm.
If your home has skylights, they are also particularly vulnerable to hail damage. Broken skylights can present an extra hazard as they could allow other debris to enter your home once they have been damaged.
If you have sustained this type of hail damage, contact our law firm, and schedule a free consultation with one of our experienced attorneys who can review your claim and act as an advocate for you when dealing with the insurance company.
What Are Some Potential Signs that My Insurance Company May be Acting in Bad Faith?
Commonly, insurance companies will seek to minimize the extent of the damages that you received to your property. If you are experiencing any of the following types of issues, you need to obtain the assistance of a qualified lawyer who understands the complexities of property damage insurance claims.
The insurance adjuster attempts to dispute the cause of the damage or the total amount of the loss that has been incurred.
The insurance company attempts to underpay your insurance claim even after you provide them with an independent assessment of the damages.
You have an inability to reach the adjuster who is assigned to your claim.
The insurer denies coverage even though your insurance policy explicitly states that your policy does cover the damages that have occurred.
You and the insurance company are unable to reach a fair settlement through negotiations.
In most cases that involve property damage caused by hail, the policyholder should retain an attorney who can evaluate the claim before it is submitted. Having an attorney on your side significantly decreases the risk of you being underpaid or even denied the benefits to which you may be entitled.
How Can a Hail Damage Attorney in McAllen, Texas Help Me With My Claim?
If you have experienced damage to your home or other insured property, you most likely dread having to deal with the insurance company and all of the stress that doing so can bring you.
Having to file a property damage claim can be complicated and challenging due to the enormous amount of paperwork that can be involved. If it is not completed correctly, this can cause your claim to be delayed or even denied. The law firm of Flores & Pelaez-Prada PLLC has legal representatives who understand the possible complications that may be involved with filing a claim and can help to relieve that burden from you.
We also recognize that the insurance companies routinely attempt to undervalue claims to the point that you may not even be able to make necessary repairs. We will work diligently to see that you receive the financial reimbursement that is owed to you.
Contact Flores & Pelaez-Prada PLLC Today
If you need assistance with understanding what exactly your insurance policy covers and what may be excluded, the lawyers at the law firm of Flores & Pelaez-Prada PLLC will be happy to bring you in for a free case evaluation and explain your rights and the best options for your claim. Contact our law offices today by calling 855-STORMS-4 and schedule an appointment with one of our hail damage attorneys.