San Antonio Hurricane Damage Lawyers Fighting for Just and Fair Compensation
Hurricanes are capable of producing extensive property damage due to the excessive strong winds and floodwaters that usually accompany such storms. These types of natural disasters can have devastating effects on your home and any other properties that you may own.
Hurricane damage insurance claims generally run into hundreds of thousands of dollars. The insurance companies have the financial capability to employ teams of skilled lawyers whose only task is to find possible loopholes in policies that can allow them to deny or underpay claims.
If you are experiencing issues with your insurance company not wanting to pay your claim, you need a hail damage attorney who will aggressively fight for your rights and your ability to receive the financial reimbursement. Call the law offices of Flores & Pelaez-Prada PLLC at 210-361-0070 and schedule an appointment to meet with one of our hurricane damage attorneys. The members of our legal team
What Happens if Your House is Destroyed by a Hurricane in the San Antonio Area?
If you are still paying a mortgage on your home, your lender may still require that you make payment. For those who live in the San Antonio area, one of the best steps that you can take to protect your home is to purchase enough property insurance that will adequately cover your home or business.
Some policies are written so that the policyholder will be entitled to receive living expenses to pay for a rental home until their own home can be repaired or rebuilt. Without a sufficient amount of insurance coverage, you may find yourself without the financial ability to provide shelter and housing for you and your family.
If you are not certain as to whether or not your current insurance policy provides enough coverage for you to be able to have a place to rent or even rebuild in the event that a hurricane destroys your home, come, and speak with our knowledgeable attorneys. We can explain the legal terminology that can often be confusing when it comes to hurricane insurance claims.
Are Hurricane Claims Different For Businesses in San Antonio?
Similar to insurance policies that cover personal residences, commercial insurance typically makes provisions that provide coverage for both the structure and contents of the business. Often these types of insurance policies include coverage for utility services, losses incurred from interruption of the business, accounts receivable coverage, and other expenses that may be encountered.
As with any other type of insurance claim, a business owner may find themselves feeling that they are not receiving the full compensation that is outlined in their policy. In many instances such as this, commercial insurance claims can be overly complex and difficult to understand on your own. Our experienced attorneys understand the various strategies that the attorneys who are employed by the insurance companies may use in order to delay or even possibly deny your claim.
The lawyers at Flores & Pelaez-Prada PLLC are not intimidated by the insurance companies and any of the techniques that they may attempt to use in order to avoid paying a fair amount for your claim. Contact our law office today by calling 210-361-0070. We are happy to schedule a free consultation so that you may speak to one of our hurricane damage attorneys, who can explain your legal right and options and how to best pursue your potential case going forward.
Is Flooding Caused by Hurricanes Covered Under a Standard Homeowners Insurance Policy?
Many victims of hurricanes mistakenly believe that the rapid rise of floodwaters brought on by hurricanes is covered in a standard homeowners insurance policy. However, this is certainly not the case.
Typically, any loss that you may suffer to your home or property caused by wind, wind-driven rain, or water that may enter your home through windows, roof, doors, or holes in the walls is covered in a standard homeowners insurance policy.
Nonetheless, it is critical that you understand that any loss you sustain that is determined to be caused by flooding from water that rises up from the bottom up is not covered. Examples of this include flooding from a large body of water such as a river or lake or a storm surge that is not covered.
Since the city of San Antonio is well inland, the risk of flooding is very minimal. However, periodically evaluating your homeowner’s insurance policy is always a good idea in an effort to be certain that the coverage you do have is suitable for your needs.
Why Should I Hire a Hurricane Damage Attorney to Assist Me With My Insurance Claim in the San Antonio Area?
Oftentimes many victims of hurricanes do not fully understand their legal rights when it comes to dealing with the insurance company after they have filed a claim for their losses. Most policyholders want to believe that if they faithfully pay their premiums when the issue of a property damage claim does arise, they will receive fair compensation.
Sadly, this is not always the case. Property owners may not realize that they need the assistance of a skilled lawyer who can fight for their rights. Commonly insurance companies seek to pay claims based on what will best benefit their company in terms of profit. Frequently this means underpaying or denying insurance claims altogether.
Many potential clients have told us that they always believed that they could not afford an attorney even if they believed it was most likely in their best interest to hire legal representation. In most cases, a skilled attorney can recover compensation for the policyholder that exceeds what was initially offered by the insurance company and that will more than cover the cost of any legal fees.
Contact Flores & Pelaez-Prada PLLC Today
The attorneys at Flores & Pelaez-Prada PLLC are committed to fighting for the rights of insurance policyholders who feel that they have not received full and adequate compensation for the losses that they have sustained due to hurricane damage. If you feel that you are not being treated fairly by the insurance company, call us at our law offices at 210-361-0070 and arrange a time that you can come and speak with a member of our legal team. We look forward to assisting you!