San Antonio Wind Damage Attorneys
Seeking Fair Compensation For Our Clients in Texas
Wind damage can cause significant financial losses to your home or business property due to excessive speeds and the flying debris that it generates. Even with the best preparations, hurricanes, thunderstorms, or tornadoes can still devastate whole communities and have long-term effects on the lives of those who were affected.
High winds and flying objects have the capability of easily destroying your home or business. Some of the more common property damages that occur due to high winds are broken and shattered windows, roofs ripped off from the structure of the building, water damage from rain being allowed to enter the home, and fallen trees.
High winds that cause excessive damage are usually widespread and cause many policyholders to submit claims to insurance companies at the same time. Inevitably, this will cause insurers to want to protect their financial assets, and they may begin to undervalue or deny insurance claims to save the company money.
If you have suffered property damage due to high winds, you need to consult with a wind damage attorney before you file your claim. Insurance companies are more likely to give you a fair settlement for your claim if they know that you have an attorney who will fight for your rights.
Contact the law offices of Stormlex Law Group by calling us at (877) 890-6372 to schedule a free initial consultation with a wind damage claims lawyer to discuss your options. Our legal team will be happy to review your case and determine the best approach to move forward with your claim.
What Types of Wind Damage Is Typically Covered by Insurance?
Most standard insurance policies will cover damage to your home or business from wind. Common issues after a heavy windstorm include missing shingles, damage to your roof, broken windows, and damage to the structure from fallen trees. If there are other buildings on the property, such as a utility shed, these often incur damage because they aren’t as sturdy as traditional dwellings.
Insurance will generally cover both exterior and interior damage, as well as damage to personal or business property inside. For example, if your business had an expensive security system, but rain came in after the wind damaged the roof and ruined it, this could be covered as part of your policy.
The important thing to remember is that policies differ, and what will be covered depends on the wording of your policy. An attorney can help you review your claim to determine if you have recoverable wind-related damage and help you understand what you should expect to receive. It’s not uncommon for insurance companies to try to deny wind-related claims, and having an attorney involved can ensure that you know when to push back against denials or insufficient settlement offers.
How Do I Know If I Have Enough Wind Damage to File a Claim?
If you believe you may have a legitimate wind damage claim but are still not certain, there are a few things that you can do to make a determination.
First, begin by making an inspection of the outside of your home or business. Some of the tell-tale signs of extreme wind damage include the following:
- Dents in your roof shingles or gutters
- Dents or even holes in your siding or fascia boards
- Broken or cracked windows, frames, or skylights
- Damage to your air conditioning unit, specifically the coils
It can also be beneficial to check with your neighbors. If they are repairing or replacing their roof, there may be a good chance that yours has been severely damaged as well.
Repeatedly, many policyholders make the mistake of filing claims that the insurance company may consider to be frivolous. However, in situations where there is strong evidence to support your assertion of wind damage, go ahead and file a claim.
If I File Damage Claims, Will My Premiums Go Up?
What is interesting about the concept of insurance is that individuals pay their premiums with the idea that if they need it, they will file a claim to receive financial compensation. Nevertheless, many times when the time actually comes to file an insurance claim, many policyholders are hesitant to do so because they fear that their premiums will go up as a result of their policies being canceled.
What actually drives premiums up is the impact of weather events across the country. We are all feeling the impact of severe wildfires and hurricanes that have occurred across the country. As a direct result, your premiums, in all likelihood, will increase. This will be the case whether you personally make a claim or not.
There is a clause in many insurance policies that discusses what is deemed “Acts of God.” Claims related to this clause are those that result from a hurricane or tornado. However, it should be noted that natural disasters such as earthquakes and floods are not covered under this clause.
These types of events are predetermined to be out of a policyholder’s control, and as such, you cannot be penalized for making a claim when they cause damage to your property. Consequently, if claims are filed under the “Acts of God” clause, the law prohibits any increase in your premiums, cancellation, or non-renewal.
If you require assistance with a wind damage claim call the law offices of Stormlex Law Group at (877) 890-6372 . We will be more than happy to assist you and answer your questions.
Why Should I Hire a Wind Damage Attorney in San Antonio, TX, to Handle My Insurance Claim?
San Antonio regularly experiences strong wind damage and the attorneys at our law firm have a vast amount of experience in dealing with these types of claims. We are also familiar with many of the tactics that insurers may try to use in order to undervalue or deny claims. We have the legal knowledge and ability to stand up to the insurance companies and fight for the compensation that you deserve for your claim.
Contact Stormlex Law Group Today
Our skilled attorneys can walk with you as you dispute the insurance company’s decision on your claim. We go the extra mile to review the damage, your claim, your policy and ensure you have the expert reports and legal support needed to receive the compensation you’re owed.
Call us today at (877) 890-6372 and schedule a free consultation. We look forward to serving you.