San Antonio Fire Damage Lawyers Successfully Representing Clients in Fire Insurance Claims
Experiencing the devastating effects of a fire in your home or business can be extremely overwhelming. Homeowners often experience severe property loss associated with extensive water and smoke damage, making the structure a total loss.
The majority of policyholders believe that the insurance company has their best interests at heart when it comes to fire insurance claims. Repeatedly, the actual truth is that your insurance company may work to protect their own financial interests when it comes to paying your fire damage claim.
Often the insurance companies may attempt to place blame on the homeowner and assert that they were somehow negligent and actually caused the fire themselves. Some insurance companies may require substantiated evidence from qualified experts that the fire was indeed an accident and release you from any form of blame.
If you feel that you are in need of legal representation for your fire insurance claim, contact the law offices of Flores & Pelaez-Prada PLLC by calling us at 210-361-0070. We can schedule a free consultation with one of our highly qualified lawyers who have extensive experience in handling fire claims.
What are the Most Common Problems Involved in Fire Insurance Claims?
Commonly, many home and business owners find themselves struggling to recover the full value of their losses after they have submitted a fire insurance claim. There are recurring areas in which policyholders may encounter issues in the claims process. They include some of the following:
- Disputes with the insurance company as to what is exactly covered.
- Disputes over the exact cause of the damage.
- Lack of adequate or appropriate coverage for your claim.
- Overall delays by your insurance company.
- Claims that are denied or settlements that are far too low for the claim that was submitted.
Each of these factors may work against your receiving the full compensation that you may be due for your property loss caused by the fire.
What Should I Do if I Feel That the Insurance Company Has Acted in Bad Faith in Regard to my Fire Damage Claim?
The legal term “bad faith” refers to when an insurance provider fails to honor its financial obligations to policyholders. In many instances, this involves their refusal to pay fire claims covered in the policy by later misstating contract language to avoid paying a claim.
Frequently, an insurance company will act in bad faith when they intentionally do not fulfill its legal or contractual obligations in relation to your settlement claim.
An insurance provider is also guilty of acting in bad faith if they fail to make clear the full extent of the policy exclusions and limitations to the policyholder before they purchase coverage. They may also try to make unreasonable demands of the property owner in an effort to prove the extent of the covered loss.
It should be understood that not all disputes or issues that may be involved in proving the extent of fire damage loss can be chalked up to an insurance company acting improperly. If you feel that you are not being treated fairly and that your insurance provider has breached their contract with you, then contact the law offices of Flores & Pelaez-Prada PLLC, and schedule a consultation with one of our experienced tornado damage attorneys who can explain your rights as well as any legal options that may be available to you.
Why Should I Consider Hiring a Fire Damage Attorney in the San Antonio Area?
Homeowners and other property owners have faith that their insurance company will pay their fire claims in a reasonable and timely manner. They depend on the fact that the insurance coverage that they have will cover the full value of their losses and other damage that their property has sustained.
Far too often, property insurance providers will try to underpay or deny your claim. You need a fire damage attorney who knows and understands the various legal tactic that insurance companies use to try to pay the deny the full value of claims.
Contact Flores & Pelaez-Prada PLLC Today
The attorneys at Flores & Pelaez-Prada PLLC are committed to obtaining the best settlement possible for our clients. Contact our law offices by calling 210-361-0070 and schedule a free consultation today. We look forward to assisting you!