San Antonio Tornado Damage Lawyers Fighting Against Insurance Companies
Have you recently sustained damage to your home in the San Antonio, Texas area and filed a claim with the insurance company? Did you feel that the financial compensation that you received was inadequate? Often, an insurance company will try to minimize the damage in terms of financial compensation owed to you due to tornado damage claims or other serious storm damage.
Due to the confusing nature and legal terminology involved in insurance policies, policyholders often do not fully comprehend how their insurance claim may be denied or underpaid. The attorneys at Flores & Pelaez-Prada PLLC have extensive experience in dealing with insurance companies and are familiar with their policies for dealing with damage claims. Often insurers will attempt to delay, deny, or underpay a damage claim.
Contact the law offices of Flores & Pelaez-Prada PLLC by calling us at 210-361-0070 and scheduling an appointment to speak with one of our attorneys who can explain your legal rights and devise a game plan in an effort to receive the money that you deserve for your damage claim.
Does Most Property Insurance Cover Tornadoes In Texas?
Unlike earthquakes or floods, tornadoes do not usually require any special type of insurance coverage. Per industry standards, tornadoes are classified as windstorms, which are typically covered by insurance companies.
Some property insurance even has stipulations that they will pay for living expenses in the case that your home is destroyed and you need a place to live while you rebuild. Of course, this depends on the type of property insurance coverage you have.
Do I Need Special Tornado Insurance In the San Antonio Area?
Living in San Antonio, we are not considered to be in “Tornado Alley,” where property owners often need additional insurance to cover damage from tornadoes. Therefore you do not need to purchase any special policies that only deal with tornado damage claims.
What is Meant by “Bad Faith” Insurers in Relation to Tornado Claims?
In Texas, if your insurance company unjustly denies, delays, underpays, or deceives you when it comes to paying your claim, they are said to be acting in bad faith.
Due to the high frequency of tornadoes in the State of Texas, most homeowners and business owners carry some type of tornado insurance. Of course, tornadoes produce high winds, hail, and other property damage that is supposed to be covered through your insurance policy. These insurance policies are designed to assist you in rebuilding and making necessary repairs to your home, business, or property.
Even though you as a policyholder have been faithful in paying your insurance premiums, repeatedly, these claims are often underpaid or completely denied. It is in your best interest not to accept a settlement for less than what your policy states.
If you believe that your insurance company has acted in bad faith, contact the law offices of Flores & Pelaez-Prada PLLC, and make an appointment to speak with a member of our legal team. We can explain your rights and legal options and how to best proceed with your potential case.
Why Should I Hire A San Antonio Tornado Damage Lawyer to Help Me With My Claim?
If you feel that the insurance company has intentionally denied or underpaid your claim, you need a knowledgeable and experienced attorney who can fight to get fair compensation for your claim.
We are not afraid to go up against the insurance companies to recover adequate compensation for you to make repairs to your home or business. The attorneys at Flores & Pelaez-Prada PLLC are here to help you during this stressful time in your life. Contact us today by calling 210-361-0070 and scheduling an appointment today. We look forward to helping you in your time of need.