If you live and own property in north Texas, you know hailstorms can cause significant damage to your property. With the recent hailstorms occurring in Dallas and surrounding areas, it’s important to have this information about filing a claim with your insurance company so that you can get paid on your claim. Don’t give the insurance company any excuses to not pay you.
1. Contact Your Insurance Company Immediately
After a hailstorm, it’s important to contact your insurance company as soon as possible. Some insurance policies have a time limit for filing claims, so it’s important to act quickly. When you contact your insurance company, they will likely ask for information about the damage, such as the extent of the damage and when it occurred. They will get the claim filed for you and may request dates to inspect your property and documentation you will need to provide.
Make sure you are responsive and cooperative towards the insurance company as they are adjusting your claim. This is a requirement in most insurance policies but it’s also good manners.
2. Document the Damage
Before making any repairs, it’s important to document the damage to your property. Take photos or videos of the damage, including any broken windows, dented siding, or damaged roofing (ask a reputable roofer to get on your roof and take photos). These photos will be important evidence for your insurance claim. It’s also important to keep all receipts and documentation of any repairs you make to your property.
Again, please note that we don’t recommend you to get on your roof yourself. Ask a professional to inspect your roof for you and take photos that you can utilize in your claim.
3. Mitigate your Damages.
Basically, just don’t let things get worse. Put buckets in your house to minimize water damages, tarp the roof, pay for temporary repairs and keep receipts.
4. Don’t Settle for Being Underpaid or Denied
When hailstorms occur in Texas, insurance companies may delay, deny, underpay it due to the amount of claims they receive from across the area.
Don’t settle for what the insurance company decides to do with your claim. More and more homeowners are getting denied and underpaid on their storm damage claims. Get the money you’re owed!
If you feel that you’re being denied, delayed, or underpaid, give a Storm Damage Lawyer a call.
Having a knowledgeable lawyer on your side will increase the chances you get paid on your claim and make the entire process more manageable.
Let us help you get the money you need today, give us a call at (855) 786-7674